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The Curator: #Smallbiz Health-Care, Business Loans, Obamacare Report, Startup Tips, Best Practices

Here’s our weekly link roundup of small business buzz, musings and muchness. A curation of the best small business talk around the web.

Here’s our weekly link roundup of small business buzz, musings and muchness. A curation of the best small business talk around the web.

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Small Business Health-Care Premiums Have Nearly Doubled Since 2009

Health-care premiums are rising at a crippling pace. In 2009, the NSBA asked small business owners to estimate the cost of providing health insurance to employees. The average cost was $590 a month. When the NSBA asked the same question for the survey released Feb. 6, the average was $1,121. That’s drastic, and the scariest part about the number is that it won’t shock anyone who spends much time talking to small business owners.

 

5 Steps to a Small Business Loan

Banks may be loosening their purse strings when it comes to lending to small businesses, but it doesn’t mean the process to get capital is going to be easy. That’s because many banks are wary about lending and will require not only a good personal and business credit score — but also some skin in the game on the part of the business owner.

 

What small business owners should know about the new Obamacare report

Congressional budget analysts on Tuesday released revised estimates concerning the economic footprint of the health care law, spawning another round of headlines declaring that Obamacare will take a massive bite out of workers’ hours and eliminate millions of jobs. Thing is, that’s not what the report said at all. In fact, the nonpartisan group’s predictions actually refute some of the warnings from small business leaders — namely, that the law will force employers to trim hours for their current workers and think twice about hiring new ones.

 

Look Out Startups, 2014 is About Results, Not Buzz

Companies whose products many of us use daily — Dropbox, Twitter, and, of course, Facebook — all sprouted from tiny startup seedlings. And while these all serve as great success stories, the truth is that most startups won’t see this level of achievement. It’s no secret that for every Instagram, there are hundreds of other apps that fail simply due to oversaturation. And yet that fact hasn’t slowed the startup buzz machine.

 

What the country’s top entrepreneurs would include in the federal budget

Ambition, risk-taking and determination are the reasons entrepreneurs succeed. And their initiative and hard-work have laid the foundation for some of our most innovative products and industries, not to mention our country’s high standard of living. But success also depends on governments, at all levels, providing an environment that encourages economic growth and opportunity – or at the very least, one that doesn’t impede progress.

 

Small Business Practices That Make A Big Difference

I’ve been running a small business since 1999, and at times it has been a trip through Hell. If I were to expound upon all the challenges and trials I’ve faced, you might ask what monumental changes I made to make things better. Looking back, what surprises me is how much of what has improved has been due to small and simple modifications in how I managed the business.

 

Small business advice: How to clean up your finances and keep your company in the black

Running a small business is a very rewarding but often stressful experience for every entrepreneur. Keeping up with the company’s finances is a task that doesn’t always cross an owner’s mind when first forming the business, but often, it becomes a huge part of their everyday jobs. This demand can be greatly minimized by incorporating a few of these tips into your small company’s financial plan. Here’s where to start to clean up your financials.

 

5 Things Every Small Business Owner Should Do Now

The world of small business is constantly changing. What worked five years ago, or even just last year, won’t necessarily work today. In order to stay afloat, entrepreneurs need to keep up with what’s happening on the tech, management and health care fronts, and make sure their business is as up-to-date as possible.

 

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